Rate Option Term Deposit
Lock in at higher interest rates if they rise
Take advantage of rising rates
In times of rising rates, this popular choice is perfect for investors looking for a guaranteed long-term investment with their option to change to a higher rate.
Choose this term deposit if you:
Want to lock in a longer term
Want the option to lock into a higher rate
Are looking for higher interest

RATE OPTION TERM DEPOSIT
Guaranteed rates with option to change
You get the security of a guaranteed rate with the peace of mind of being able to lock in to a new rate when rates are rising.
Rate Option Term Deposit Features:
- Term Rate Options — A choice of 2, 3 or 5 year terms
- Non-Redeemable — To ensure you get the best rate, funds are locked in for the duration of the term
- Option for new rate — Should rates rise, convert to the higher rate once during the term
Our featured rates
3-Year Rate Option
Description
5-Year Rate Option
Description
2-Year Rate Option
Description

OPENING A TERM DEPOSIT
Talk to an advisor to get the right term deposit
Term deposits are a great investment tool. We’ll help you determine what term deposit fits your savings goals, including:
- Saving for a short-term or longer term goal
- Needing access to the funds
- Getting the best rate available
ONLINE SUPPORT
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Legal:
Products, features, are subject to change without notice. All rates are quoted per annum, unless otherwise notes.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, that latter shall prevail.
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