
You only have one life – don’t leave things to chance
A solution that brings peace-of-mind
Ensure what matters is insured for the future
A properly constructed insurance plan can mean the difference between leaving your family financially secure or with unwanted debt that can last for years.
How can we help you today?
Talk to one of our experts to find the best solutions for your short and long-term needs at every stage of life.
Term Life Insurance
Get simple and affordable options for your family
Permanent Life Insurance
Solutions for lifetime coverage with fixed premiums
Universal Life Insurance
Options for permanent insurance with tax-deferred savings

Term Life insurance
Simple and affordable solutions
Get coverage to protect your family, whether you have debts, want to cover your child’s education or replace lost income.
Term Life features:
- Choice of solutions to fit your needs and budget
- Less expensive premiums than permanent life insurance
- Premiums that increase upon renewal
- Coverage with an expiry date to cover temporary needs

Permanent Life insurance
Comprehensive coverage for long-term needs
Choose coverage to protect your family, from topping up retirement income to protecting your estate from taxes.
Permanent Life features:
- Lifetime coverage
- Security of fixed premiums
- Premiums that can build equity
- Solutions for long-term needs like retirement planning

Universal Life insurance
Permanent protection with tax-deferred savings options
Get Universal Life options for your permanent insurance needs, such as estate and retirement planning, with options for tax-deferred savings.
Universal Life features:
- Flexible options for a variety of permanent insurance needs
- Different premium levels
- Choices of various death benefit options, investment accounts and premium levels

FROM THE LEARNING CENTRE
When should you fine tune your insurance protection?
Major life events bring changes that often call for a review of your financial plan.
Make an appointment with an advisor
Legal:
*Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd.
** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.
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