Find the right card for the way you live
Looking for everyday convenience, travel rewards, or a lower interest rate? Choose the right credit card to make the most of every purchase.
More than a way to pay
The right credit card can help you manage everyday spending, build your credit and reach your financial goals—all with the support of a local credit union.
Options for different lifestyles
Whether you’re looking for rewards, low interest or everyday payments, there’s a card for you.
Convenient everyday spending
Shop in store, online and around the world with the convenience and security of your credit card.
Member-focused banking
As a member-owned credit union, helping our members succeed is at the heart of everything we do.
Different credit cards for different spending habits
Some people want to earn rewards on everyday purchases. Others prefer a lower interest rate or extra travel benefits. Check out your options.
Featured credit cards
Cash back world elite® mastercard®
Everyday rewards that move you
Key features:
- Annual fee: $120
- Interest rate (Purchases) 20.99% Fixed
- Emergency Health Care & Baggage Coverage
- Auto Rental Collision/Loss Damage Insurance
- Mobile device insurance
Rewards:
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming and Dining
- Earn 1 point for every $1 spent on all other purchases
- And more…
Cash back mastercard®
Earn rewards on everyday purchases
Key features:
- Annual fee: $0
- Interest rate (Purchases) 20.99% Fixed
- Emergency Health Care & Baggage Coverage
- Auto Rental Collision/Loss Damage Insurance
- Mobile device insurance
Rewards:
- Earn 1 points for every $1 spent on groceries9, gas10 and sustainable transit
- Earn 1 points for every $1 spent on recurring bills and digital streaming
- Cash back applied as a credit on your statement
- And more…
Centra gold mastercard®
Great rewards with a low rate
Key features:
- Annual fee: $50
- Interest rate (Purchases) 20.99% Fixed
- Emergency Health Care & Baggage Coverage
- Auto Rental Collision/Loss Damage Insurance
Rewards:
- Great rewards with a low rate
need help choosing?
Not sure which card is right for you?
Choosing a credit card isn’t just about rewards or interest rates. We’ll help you compare your options based on how you actually use your card.
Financial Wellness
Use credit confidently
Learn practical ways to build healthy credit habits, understand interest charges and get more value from your credit card.
Our credit card partner: Collabria® Financial
Offering first-class cards and first-class service to people across Canada.
Cardholder
support
Get support 24/7, including online access to your account.
Fraud
monitoring
Relax with 24/7 fraud monitoring & protection services for your card.
Generous rewards
programs
The ultimate selection including flights, tickets merchandise & more.
Got credit card questions?
Which credit card is right for me?
That depends on how you use your card. If you pay your balance each month, rewards may be important. If you occasionally carry a balance, a lower interest rate could save you money.
Can I apply online?
Many credit card applications can be started online, or you can speak with one of our advisors for personalized guidance.
Can I use my card internationally?
Yes. Your credit card can generally be used anywhere the card network is accepted.
What should I do if my card is lost or stolen?
Contact us as soon as possible so we can help protect your account and arrange a replacement card.
How do I manage my card?
You can monitor your account, review transactions and make payments using Online Banking and the mobile app. You can also use CardWise (see below).
What is Collabria®?
Collabria Financial Inc (Collabria) is a credit card issuer, holding issuing licenses with both Mastercard and Visa. Coastal Community Credit Union has partnered with Collabria to provide you with a credit card product as a service or benefit to our members. Collabria provides you with 24/7 Cardholder Service, access to account information online through the CardWise platform for personal cardholders and MyCardInfo for business cardholders, plus round the clock fraud monitoring and protection services for your credit card. Collabria also receives and processes your card payments and manages collections on delinquent accounts.
What is CardWise?
The CardWise platform is Collabria’s online digital account management tool where you can access your credit card account information 24/7. You can register for CardWise by downloading CardWise Mobile from your mobile phone’s app store or via your computer at CardWise Online (cardwiseonline.ca). With CardWise, you can activate your card and manage your PIN, check your balance, make payments or set up AutoPay, configure controls & alerts on your account, and more.
Unlimited banking freedom
24/7
access
Bank through online, mobile & telephone banking
4000+ ATMs
Canada-wide
Access to our Canada-wide ding-free ATM network.
Deposit
AnywhereTM
Deposit cheques with a photo through our app
Interac e-
Transfers
The fast, secure way to send, request & receive money
Account and
security alerts
Be notified of account
activity via text or email