Low fee, low interest1 credit card
Simple, easy, and smart
The ideal card for keeping costs low
Want a better way to manage interest fees if you carry a balance from time to time? A low rate card1 is a great option.
Classic MASTERCARD®
Classic convenience and a great low rate1
A low interest rate1 and mobile device insurance2 to keep everything nice and easy.
Card features:
- Annual fee: $20
- Interest rate (purchases)1: 13.99% fixed
- Zero liability fraud protection3
- Purchase protection & extended warranty2
- Mobile device insurance2
Rewards:
- None, just a great low rate
More than just a low rate
Purchase
protection2
Merchandise is insured for 90 days if lost, damaged or stolen2
Double your
warranty4
Up to one year extra for card purchases2
Mobile device
insurance2
Mobile device insurance up to $1,0002
Fraud protection
alerts
Get real-time fraud text alerts for greater security against fraud
APPLY ONLINE
Your perfect card is just a few clicks away
Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:
- Fill in the required personal, financial and employment information
- Supply any additional information within 30 days (if requested)
- Once approved,receive your card in 7-10 business days
Our credit card partner: Collabria® Financial
Offering first-class cards and first-class service to tens of thousands of Canadians.
Cardholder
support
Get support 24/7, including online access to your account.
Fraud
monitoring
Relax with 24/7 fraud monitoring & protection services for your card.
Generous rewards
program**
The ultimate selection including flights, tickets merchandise & more.**
ONLINE SUPPORT
Not finding what you’re looking for?
Let one of Island-based experts help.
More options
Not quite the right credit card?
Take me to a credit card that has:
Terms and Conditions
**Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.
2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
3 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
- You have used reasonable care in protecting your card from loss or theft; and
- You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.
®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.
Collabria trademark is Collabria Financial Services’ property.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria..