
Bank Happy
Turns out it feels kind of nice to get competitive rates, some flexibility, and to put money back into your community.
Turn that frown upside down
A lot of people don’t like where they bank. But talk to our members and you’ll hear a very different story. From products and services that meet your needs to advice and tools that help you make informed decisions, find your happy place with us.
Flexibility that fits your
life and life stage
Rates that aim to
keep you smiling
Local focus that
keeps your money
close to home
Why Join Coastal Community?
It’s simple — we’re in the business of helping you do great things. You can expect expert advice, great service and a full range of financial services. And because we are 100% member-owned, you get an equal share and an equal say on what matters to you.
Unlimited banking freedom
24/7
access
Bank through online, mobile & telephone banking
4000+ ATMs
Canada-wide
Access to our Canada-wide ding-free ATM network.
Deposit
AnywhereTM
Deposit cheques with a photo through our app
Interac e-
Transfers
The fast, secure way to send, request & receive money

NEW MEMBER LOAN APPLICATION
Join us and apply online for up to $5,000
Open a membership with Coastal Community and get a loan approved in as little as 10 minutes.
- Get up to $5,000 cash deposited in 10 minutes!
- For amounts over $5,000, one of our advisors will contact you
- Enjoy a convenient online membership and loan application process
See what everyone’s so happy about
We’re more than just the largest Island-based financial services organization.

All the latest digital banking solutions
Explore the tools and resources available online.

Ready for a conversation about your financial health?
Learn about what it’s like to work with a CCCU advisor.

Local deposits = local good
Learn how your deposits help your neighbours and local businesses.

SOME CHOICES MATTER
Choose to be a part of something bigger, not just something big
What financial institutions do with your money matters. So be a part of something worthy of your choice. When you join a credit union, you’re choosing more for your money:
- Your money gets put to work helping to build stronger communities
- Your money is reinvested as loans for Island homeowners and local businesses
- Your money stays local, to help do great things right here

special community funding
Sharing our success with one-time special funding!
Coastal Community has distributed $1.6 million to benefit community initiatives across Vancouver Island and the Gulf Islands.
- The one-time funds were due to an exceptionally strong year in 2022 and distributed in 2023
- The funds are helping make a visible and meaningful difference in our Island communities
- Members had input on allocating the money; food security and affordable housing were among their top concerns
- Learn how community organizations are using the money — see our Sharing Our Success page!
Why bank with us?
Get a warm, fuzzy feeling from being part of something… more. We’re a 100% member-owned and Island-based organization, committed to the financial health of you and our communities.
Legal:
Coastal Community Credit Union is authorized by the BC Financial Services Authority and is covered by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
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