Home starts with the right mortgage
Choose a mortgage that fits your life—not just today, but for years to come.
Meet the perfect mortgage
Local advice. Flexible solutions. Support at every step.
Renewing and refinancing
It’s a big next step for most homeowners. Know what to consider when thinking about renewing or refinancing your home.
Buying your
first home
Ready for the thrill of homeownership? Here are a few key points you need to know in advance to get that dream home.
Buying your
next home
From budgeting to pre-approvals, here’s what you need to know if you’ve outgrown your current home or need to relocate.
MORTGAGE CASHBACK
Get up to $3,500 cash back with a mortgage from Coastal Community!
For a limited time, get up to $3,500* cash back when you transfer a mortgage to Coastal Community or take out a new mortgage with us.
*Some conditions apply
coastal Community Mortgage
Why a Coastal Community mortgage?
Buying a home is a significant life event. Stress less and enjoy more with a mortgage that’s flexible and customizable to meet your needs now, and in the future.
Coastal Community mortgage features:
- Choose variable rate, fixed rate, or combine both
- Re-advanceable so that you can borrow against the equity in your home
- Increase payments once per year with no fee
- Excellent prepayment options – prepay up to 20% annually
- No extra legal costs for re-advancements
Featured mortgage rates
5 Year Fixed*
(CMHC/Sagen™ Insured)
5 Year Variable*
(CMHC/Sagen™ Insured)
Got mortgage questions?
How much can I borrow?
The amount you can borrow depends on factors such as your income, debts, down payment and credit history. A mortgage specialist can help you understand what may be available to you.
Should I choose a fixed or variable mortgage?
Both options have advantages depending on your financial goals and comfort level with changing interest rates. We’ll help you compare your options before you decide.
How much do I need for a down payment?
Minimum down payment requirements depend on the purchase price of your home and current lending regulations.
Can I pay off my mortgage faster?
Many mortgages include prepayment options that allow you to make extra payments or increase your regular payment amount.
What happens when my mortgage comes up for renewal?
Your renewal is an opportunity to review your mortgage and make sure it still supports your financial goals. We’ll help you compare your options before your renewal date.
Get started with a mortgage your way
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