90-Day Convertible Term Deposit
Guaranteed rates without long-term commitment
Guaranteed rates combined with flexibility
A place to park short-term funds, this 90-day term deposit has guaranteed rates and comes with the option to convert to a different term deposit at any time.
Choose this term deposit if you:
Are not sure which term deposit is the right choice for you
Want to receive higher interest than a savings account offers
Would like to take advantage of rising interest rates

90-DAY CONVERTIBLE TERM DEPOSIT
The flexible choice with guaranteed rates
Not sure where to invest your short-term funds? Choose this product to earn a guaranteed rate with the option to convert to a different term deposit.
Not sure where to invest your short-term funds? Choose this product to earn a guaranteed rate with the option to convert to a different term deposit.
- Maximum flexibility — Convertible to another term deposit at any time
- Minimum Deposit — Open this non-redeemable term deposit with as little as $500
- Save on taxes — Eligible for RRSP, TFSA, RESP, RDSP and RRIF
Our featured rates
90-Day Convertible
(Non-registered)
90-Day Convertible
(RRSP/TFSA)

OPENING A TERM DEPOSIT
Talk to an advisor to get the right term deposit
Term deposits are a great investment tool. We’ll help you determine what term deposit fits your savings goals, including:
- Saving for a short-term or longer term goal
- Needing access to the funds
- Getting the best rate available
ONLINE SUPPORT
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Let one of Island-based experts help.
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Legal:
Products, features, are subject to change without notice. All rates are quoted per annum, unless otherwise notes.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, that latter shall prevail.
