No Fee Cash Back Business Mastercard®
Earn rewards1 – simply and easily
Use your card, get rewards1
For every dollar you spend on business purchases, earn rewards for your company.1
NO FEE CASH BACK BUSINESS MASTERCARD®
Earn rewards on business purchases1
The smart and simple way to make the most of your company’s spending. Earn statement credit on your purchases3—with no annual fee.
Card features:
- Annual fee: $0
- Interest rate2 (purchases): 19.99% Fixed
- Purchase protection and extended warranty4
Rewards:
- Earn 1 point for every $2 spent on business purchases—same with your employee cards!1
- Cash back applied in the form of a deposit into your Chequing or Savings account OR as a credit on your statement3
More than just cash back
Purchase
protection4
Merchandise is insured for 90 days if lost, damaged or stolen4
Double your
warranty4
The manufacturer’s warranty is doubled on purchases made with your card4
Zero liability fraud protection5
Protection against unauthorized transactions (with certain conditions)5
Fraud protection
alerts
Get real-time fraud text alerts for greater security against fraud
APPLY ONLINE
Your perfect card is just a few clicks away
Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:
- Fill in the required info including Business Registration Number & annual revenue
- Supply any additional information (if requested)
- Once approved, receive your card in 7-10 business days
Our credit card partner: Collabria® Financial
Offering first-class cards and first-class service to tens of thousands of Canadians.
Cardholder support
Get support 24/7, including online access to your account.
Fraud monitoring
Relax with 24/7 fraud monitoring & protection services for your card.
Generous rewards program†
The ultimate selection including flights, tickets merchandise & more.†
ONLINE SUPPORT
Not finding what you’re looking for?
Let one of Island-based experts help.
More options
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Terms and Conditions
†Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/benefits/mastercard-benefits/mastercard-benefits/ for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
2 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.
3 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
4 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
5 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
- You have used reasonable care in protecting your card from loss or theft; and
- You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.
® Mastercard, World, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.
Collabria trademark is Collabria Financial Services’ property.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.