PersonalAccountsChequing Accounts

A chequing account for every need

Our chequing accounts are designed with you in mind. Whether you prefer to pay-as-you-go or need unlimited transactions, you’re in control of the features that will work for you.

EXPRESS CHEQUING

Convenient low fee self-service banking

Made for those who favour banking on-the-go through our online banking and our mobile app.

Key features:
  • $5.95 monthly fee
  • 40 self-service transactions*
Additional transaction fees:
  • Self-service** transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

EXPRESS UNLIMITED CHEQUING

Unlimited self-service transactions per month

The perfect account for those who prefer to manage their finances exclusively through online or telephone banking, or through our mobile banking app.

Key features:
  • $9.95 monthly fee
  • Unlimited self-service transactions
  • Free Interac e-Transfers
Transaction fees:
  • Self-service transactions: No fee
  • In-branch withdrawal and transfer: $0.95
  • In-branch bill payment: $1.30

ACCESS CHEQUING

Modest monthly fee banking

A modest monthly fee chequing account with a capped number (25) of in-branch and/or self-service transactions.

Key features:
  • $7.95 monthly fee
  • 25 in-branch/self-service transactions
Transaction fees:
  • Self-service** transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

ACCESS PLUS CHEQUING

More transactions per month

A moderate monthly fee chequing account with a capped number (40) of in-branch and/or self-service transactions

Key features:
  • $11.95 monthly fee
  • 40 in-branch/self-service transactions
  • Free cheque orders
  • Free official cheques and US Drafts
Transaction fees:
  • Self-service transactions: $0.85
  • In-branch withdrawal and transfer: $0.95
  • In-branch bill payment: $1.30

ACCESS UNLIMITED CHEQUING

Banking the unlimited way

The perfect account for those with substantial banking needs who prefer in-branch transactions and a few extra bonuses.

Key features:
  • $14.95 monthly fee
  • Unlimited full-service transactions
  • Unlimited self-service transactions
  • Free Interac e-Transfers
  • Free cheque orders
  • Free official cheques and US drafts
Additional transaction fees:
  • Self-service transactions: No fee
  • In-branch withdrawal and transfer: No fee
  • In-branch bill payment: No fee

CHEQUING PLUS

Unlock unlimited (free!) transactions

The perfect account if you keep a minimum monthly balance (MMB) of $1,000 for unlimited full-service transactions at no monthly fee.

Key features:
  • $3.95 monthly fee (waived with a MMB of $1,000 or greater)
  • Unlimited transactions (with a MMB of $1,000 or greater), otherwise pay-as-you-go
Transaction fees:
  • Self-service** transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

GOLDEN CHEQUING

Save money with the Golden Package Account

A no-fee chequing for members 60 and over, with some extra benefits.

Key features:
  • No monthly fee
  • 40 full-service transactions*
  • Free cheque orders and official cheques
  • Free cheque images included with your monthly statement
Additional transaction fees:
  • Self-service** transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

GOLDEN UNLIMITED CHEQUING

Unlimited banking for your golden years

The perfect account for those 60 and over with more robust daily banking requirements.

Key features:
  • $6 monthly fee
  • Unlimited full-service transactions
  • Free cheque orders
  • Free official cheques and cheque images
  • Free US drafts
Transaction fees:
  • Self-service** transactions: No fee
  • In-branch withdrawal and transfer: No fee
  • In-branch bill payment: No fee

STUDENT CHEQUING

No fees, unlimited transactions

The perfect account for students enrolled in a post-secondary institution full-time to help save money and earn interest.

Key features:
  • No monthly fee
  • Unlimited full-service transactions
  • Unlimited self-service transactions*
  • Free Interac e-Transfers
  • Free cheque orders
  • Free official cheques and US drafts
Additional transaction fees:
  • Self-service transactions: no fee
  • In-branch withdrawal/transfer: no fee
  • In-branch bill payment: no fee

US DOLLAR CHEQUING

A great place to park US funds

The perfect account for when you want to make the most out of favourable currency rates.

Key features:
  • No monthly fee
  • 2 foreign currency transactions included
Transaction fees:
  • Self-service** transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

YOUTH CHEQUING

No fee banking for our up-and-comers

Perfect for young members (aged 13-18) who want to start managing their money while earning interest. Book an appointment to get your youth chequing account.

Key features:
  • No monthly fee
  • 40 full-service transactions* included
  • Free Interac e-Transfers
Additional transaction fees:
  • Self-service** transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

PAY AS YOU GO CHEQUING

No fee chequing account

A no fee chequing account with pay per use service transactions for members with low monthly in-branch/self-service transactions.

Key features:
  • No monthly fee
Transaction fees:
  • Self-service transactions: $0.85
  • In-branch withdrawal/transfer: $0.95
  • In-branch bill payment: $1.30

FROM THE LEARNING CENTRE

Get the most out of your chequing account

Your chequing account is a hub for your day-to-day financial transactions. It’s worthwhile to spend sometime considering your requirements, comparing options, and choosing the account that best meets your needs.

Big benefits, every account, everyday

24/7
access

Bank anytime through
online, mobile &
telephone banking

4000+ ATMs
Canada-wide

Access to our Canada-
wide surcharge-free
ATM network

Deposit
AnywhereTM

Deposit cheques
with a photo through our mobile app

Interac e-
Transfers

The fast, secure way
to send, request and
receive money

Account and
security alerts

Be notified of account
activity via text or
email

Legal:

*Additional transaction fees only apply when your included monthly transactions are exceeded

**Self-service Includes Interac® e-Transfers, cheques, direct payment purchases, pre-authorized payments and debits through Coastal Community’s online and telephone banking services, and Coastal Community, Canadian Credit Union, and EXCHANGE® Network ATM withdrawals.

OTHER ACCOUNT FEES | MISCELLANEOUS SERVICE FEES

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