
Non-Redeemable Term Deposits
Long-term growth with low risk
Higher returns for long-term savings
The perfect choice if you are looking to tailor your investment plan with a safe place to invest for longer-term goals like retirement.
Choose this term deposit if you:
Are looking for a longer-term savings
Do not anticipate needing access to your funds
Want a higher guaranteed interest rate

NON-REDEEMABLE TERM DEPOSITS
Higher rates for long-term investments
If you want to put money away in a long-term low-risk investment with higher interest rates, a Non-Redeemable Term Deposit is the right choice.
Non-Redeemable Term Deposit Features:
- Short-term options — Many options under 1 year
- Long-term options — Multiple long-term options from 1-5 years
- Higher interest rates — With this term deposit, the longer the term, the higher the interest
- Non-Redeemable — With this term deposit, funds are not accessible during the life of the term
- Save on taxes — This term deposit is eligible for RRSP, TFSA, RESP, RDSP, RRIF
Our featured rates
5-Year
Non-Redeemable
18-Month
Non-Redeemable
180-269 Day
Non-Redeemable

OPENING A TERM DEPOSIT
Talk to an advisor to get the right term deposit
Term deposits are a great investment tool. We’ll help you determine what term deposit fits your savings goals, including:
- Saving for a short-term or longer term goal
- Needing access to the funds
- Getting the best rate available

TERM DEPOSIT LADDERING
The importance of term deposit laddering
Is your term deposit strategy working for you? It can be hard to decide between getting the best rates from a long-term investment and keeping easy access to your savings for life’s ups and downs. Laddering your term deposits is a great way to get the best of both worlds.
ONLINE SUPPORT
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Legal:
Products, features, are subject to change without notice. All rates are quoted per annum, unless otherwise notes.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, that latter shall prevail.
