Built for the way you do business

The right business credit card can help simplify expenses and improve cash flow.

Flexible options

Choose from business credit cards designed for different spending habits and business needs.

Better expense management

Separate business and personal purchases while making it easier to monitor spending and simplify bookkeeping.

Local business support

Our advisors can help you compare your options and choose the right card for your business.

Different businesses spend differently

A local retailer has different needs than a contractor. A growing professional practice manages expenses differently than a nonprofit organization. Check out your options.

World Elite Business Card

Elite rewards & services for your business.

Key features:

  • Annual fee: $130
  • Interest rate (purchases): 20.99%3 
  • Travel privileges and business benefits
  • Baggage coverage & trip protection included too4

Rewards:

  • Earn limitless 1.5 points for every $1 spent –same with your employee cards!1

No Fee Cash Back Credit Card

Earn rewards on everyday business purchases.

Key features:

  • Annual fee: $0
  • Interest rate2(purchases): 19.99% Fixed
  • Purchase protection and extended warranty4

Rewards:

  • Earn 1 point for every $2 spent on business purchases—same with your employee cards!1
  • Earn 1 point for every $1 spent on recurring bills and digital streaming
  • Cash back applied in the form of a deposit into your Chequing or Savings account OR as a credit on your statement3

Low Rate Business Credit Card

The ideal card for keeping costs low.

Key features:

  • Annual Fee: $25.00
  • Interest Rate1: 13.99% Fixed
  • Purchase protection and extended warranty3

Benefits:

  • Low interest rate
  • Auto rental benefits
Getting the most from your chequing account

need help choosing?

Simplify your business expenses

A business credit card can help streamline purchasing, improve expense tracking and make managing business finances easier.

Our credit card partner: Collabria® Financial

Offering first-class cards and first-class service to businesses across Canada.

Cardholder
support

Get support 24/7, including online access to your account.

Fraud
monitoring

Relax with 24/7 fraud monitoring & protection services for your card.

Generous rewards program

The ultimate selection including flights, tickets merchandise & more.

Got business credit card questions?

Which business credit card is right for me?

The best card depends on your spending habits, whether you typically carry a balance and whether rewards or lower interest rates are more important to your business.

Can I use my card internationally?

Yes. Business credit cards are generally accepted anywhere the card network is accepted.

How can a business credit card help with bookkeeping?

Using a dedicated business credit card keeps business and personal spending separate, making it easier to track expenses and prepare financial records.

What should I do if my card is lost or stolen?

Contact us as soon as possible so we can help protect your account and arrange a replacement card.

How do I manage my card?

You can monitor your account, review transactions and make payments using Online Banking and the mobile app. You can also use CardWise (see below).

What is Collabria?

Collabria Financial Inc (Collabria) is a credit card issuer, holding issuing licenses with both Mastercard and Visa. Coastal Community Credit Union has partnered with Collabria to provide you with a credit card product as a service or benefit to our members. Collabria provides you with 24/7 Cardholder Service, access to account information online through the CardWise platform for personal cardholders and MyCardInfo for business cardholders, plus round the clock fraud monitoring and protection services for your credit card. Collabria also receives and processes your card payments and manages collections on delinquent accounts.

What is CardWise?

The CardWise platform is Collabria’s online digital account management tool where you can access your credit card account information 24/7. You can register for CardWise by downloading CardWise Mobile from your mobile phone’s app store or via your computer at CardWise Online (cardwiseonline.ca). With CardWise, you can activate your card and manage your PIN, check your balance, make payments or set up AutoPay, configure controls & alerts on your account, and more.

Unlimited banking freedom

24/7
access

Bank through online, mobile & telephone banking

4000+ ATMs
Canada-wide

Access to our Canada-wide ding-free ATM network.

Deposit
AnywhereTM

Deposit cheques with a photo through our app

Interac e-
Transfers

The fast, secure way to send, request & receive money