Protect your largest investment: your home
Get the right coverage from local experts
Let us recommend the right coverage
By understanding your whole picture, we recommend the right options for your specific needs, saving you money in the process.
How can we help you today?
Insurance for homeowners and renters, protecting you from loss from events like earthquakes, fire and floods.
Detached home
Condominium
Mobile Home
Renters
BOOK AN APPOINTMENT
Connect with an Insurance Advisor
Need to renew or change your property insurance with us? Avoid waiting on hold and schedule a phone or in-person appointment with an Insurance Advisor when it’s convenient for you.
DETACHED HOME INSURANCE
Detached home and personal contents protection
Keep your home, your family and your personal possessions secure. Choose from a variety of homeowners’ insurance options with peace-of-mind features and options.
Detached home insurance features:
- Replacement cost on buildings and personal belongings
- Coverage includes voluntary medical payments & property damage
- Personalize your policy with options for earthquake, home-based businesses and more
- A variety of discounts available to save you money
CONDOMINIUM INSURANCE
Worry-free protection for condominium owners
Protect yourself from significant expenses not covered by your condominium association’s insurance. A wall-to-wall policy will cover burglary, water damage or injury to a visitor.
Condominium insurance features:
- Replacement cost on your personal belongings
- Unit Improvements & Betterments coverage to cover your renovations/enhancements
- Loss Assessment & Unit Protection to protect you in the event of inadequate strata plan insurance or assessment levies
- Protection for voluntary medical payments and property damage
MOBILE HOME INSURANCE
Simple insurance solution for mobile homes
We know mobile home owners have the same concerns as any other home owners. Make sure you get a policy that brings you peace of mind.
Mobile home insurance features:
- Replacement cost on buildings and personal belongings
- Coverage includes voluntary medical payments & property damage
- Options for earthquake, home-based businesses and more
- Discounts — Available for senior & mature ages, no claims, new home, mortgage-free, and alarm & security systems
TENANT INSURANCE
Cost-effective coverage for renters
Get the protection you need with a tenant’s package policy to cover concerns like loss or damage to your personal possessions and personal liability insurance.
Tenant insurance features:
- Replacement cost coverage on your personal property
- Coverage includes voluntary medical payments & property damage
- Options for earthquake, home-based businesses and more
- Discounts — Available for senior & mature ages, no claims, new home, mortgage-free, and alarm & security systems
COASTAL COMMUNITY INSURANCE SERVICES
Let us show you how to save on your insurance
We’ll work with you to understand and anticipate your complete needs. Our island-wide network of experts will find ways to help you save, including:
- Senior and mature ages
- No claims
- New home
- Mortgage-free
- Alarm and security systems
- Multi-policy discount to add car
Monday-Friday 8:00am-7:00pm. Saturday 8:30am-4:00pm
INSURANCE CONNECT
24/7 access to the insurance features you need
We’ve got you covered with our new online insurance portal & mobile app. Take care of your insurance needs whenever and wherever with Insurance Connect.
Insurance Connect lets you:
- Report a claim or review your claim’s status
- Easily and securely access or download your insurance documents
- Make changes to your policy or pay your insurance bill
*Not available for ICBC Autoplan
Connect with us and save
FROM THE LEARNING CENTRE
Three insurance tips for sunny days
Following these seasonal tips will help you sit back and unwind in the sunshine.
Legal:
*Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd.
** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.