Higher returns for long-term savings
The perfect choice if you are looking to tailor your investment plan with a safe place to invest for longer-term goals like retirement.
Choose this term deposit if you:
Non-Redeemable Term Deposits
Are looking for a longer-term savings
Do not anticipate needing access to your funds
Want a higher guaranteed interest rate
NON-REDEEMABLE TERM DEPOSITS
Higher rates for long-term investments
If you want to put money away in a long-term low-risk investment with higher interest rates, a Non-Redeemable Term Deposit is the right choice.
Non-Redeemable Term Deposit Features:
Short-term options — Many options under 1 year
Long-term options — Multiple long-term options from 1-5 years
Higher interest rates — With this term deposit, the longer the term, the higher the interest
Non-Redeemable — With this term deposit, funds are not accessible during the life of the term
Save on taxes — This term deposit is eligible for RRSP, TFSA, RESP, RDSP, RRIF
Our featured rates
5-Year
Non-Redeemable
3.200%
18-Month
Non-Redeemable
3.350%
180-269 Day
Non-Redeemable
2.250%
OPENING A TERM DEPOSIT
Talk to an advisor to get the right term deposit
Term deposits are a great investment tool. We'll help you determine what term deposit fits your savings goals, including:
Saving for a short-term or longer term goal
Needing access to the funds
Getting the best rate available
TERM DEPOSIT LADDERING
The importance of term deposit laddering
Is your term deposit strategy working for you? It can be hard to decide between getting the best rates from a long-term investment and keeping easy access to your savings for life’s ups and downs. Laddering your term deposits is a great way to get the best of both worlds.
ONLINE SUPPORT
Not finding what you're looking for?
Let one of Island-based experts help.
Products, features and rates are subject to change without notice. All rates are quoted per annum, unless otherwise noted.
In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
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Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.
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