Skip to main content

     
    Term Deposit Rates

     
    Achieve your long and short-term savings goals faster with low risk, secure and flexible solutions at competitive rates.

     

    Featured Term Deposit Rates

    3-Year Non-Redeemable

    3.000%

    3 Year Rate Climber - Year 3

    3.300%

    90 Day Convertible
     

    2.750%

    Promotional TFSA, RRSP & RIF Term Deposit Rates

    TFSA 90 Day Convertible

    3.000%

    RRSP/RIF 90 Day Convertible

    3.000%

    RATE CLIMBER
    ​​

    3-Year Rate Climber Term Deposit

     

    YEAR 1

    2.600%

    YEAR 2

    2.950%

    YEAR 3

    3.300%

     
     

    5-Year Rate Climber Term Deposit


    YEAR 1

    2.600%

    YEAR 2

    2.900%

    YEAR 3

    3.100%

    YEAR 4

    3.250%

    YEAR 5

    3.400%

     
     

    REDEEMABLE TERM DEPOSITS
    ​​

    Redeemable Term Deposits

     

    1 YEAR

    1.500%

    18 MONTHS

    1.500%

     
     

    Cashable Term Deposit

    12 MONTHS

    2.650%

     
     

    NON-REDEEMABLE TERM DEPOSITS

    Short-Term Non-Redeemable Term Deposits

     

    30-89 DAYS

    1.250%

    90-179 DAYS

    1.500%

    180-269 DAYS

    2.250%

    270-364 DAYS

    2.500%

     
     

    Longer Term Non-Redeemable Term Deposits

     

    1 YEAR

    3.200%

    18 MONTHS

    3.200%

    2 YEAR

    3.200%

    3 YEAR

    3.000%

    4 YEAR

    3.000%

    5 YEAR

    3.100%

     
     

    RATE OPTION
    ​​

    Rate Option Term Deposit 

     

    2 YEAR

    3.000%

    3 YEAR

    2.700%

    5 YEAR

    2.600%

     
     

    90 DAY CONVERTIBLE

    90 Day Convertible Term Deposit

     

    90 DAY CONVERTIBLE 

    2.750%

    90 DAY CONVERTIBLE - RRSP, RIF, TFSA 

    3.000%

    90 DAY CONVERTIBLE - RESP, RDSP only 

    2.750%

     
     

    US DOLLAR
    ​​

    US Dollar Term Deposit

     

    30-89 DAYS

    0.200%

    90-179 DAYS

    0.350%

    180-269 DAYS

    0.800%

    270-364 DAYS

    0.800%

    1 YEAR

    1.200%

    18 MONTHS

    1.450%

    2 YEAR

    1.700%

    3 YEAR

    1.900%

    4 YEAR

    2.200%

    5 YEAR

    2.500%

     

     

    *Rates are subject to change without notice. Interest rates are per annum.
    Terms and conditions apply. In the event of a discrepancy between the rates posted
    on this website and the official rates posted in our branches, the latter shall prevail.