What goal are you reaching for?
Whether it's time for a new car or a kitchen remodel, a personal loan can bring your vision to life.
A little help for your goals
How can a personal loan help?
Here are six ways you can use a personal loan to help you:
Buy a vehicle
Get an auto loan with competitive terms and rates to buy the car of your dreams.
Renovate your home
Use a home reno loan to help with home improvement projects that need funding up front.
Reduce your debt payments
Combine your debts into one easy to manage loan with lower payments to save money.
Top up your RRSP
Catch up on contributions while having more money growing tax-free with an RRSP loan.
Go to school
Finance your studies and other school expenses and get great rates with a flexible repayment plan.
Pay for your wedding
Talk to us about how a loan can reduce the stress of planning your special celebration.
COASTAL COMMUNITY PERSONAL LOAN
Flexible terms tailored to your situation
Get instant access to the money you need to reach your goals. Customize the loan to fit your needs and achieve financial freedom faster by making extra payments.
Coastal Community Personal Loan features:
Choice of fixed or variable rates
Customizable terms and payment schedules
No penalties to pay out early
WORKING WITH AN ADVISOR
Work with an expert to get the right loan for your goals
Whether you’re consolidating debt, making a major purchase or remodelling your home, an advisor can help you:
Decide whether to secure your loan with collateral
Choose the best terms for you
Create an affordable payment schedule
Personal loan or line of credit?
Two different solutions for your borrowing needs. Here’s the breakdown:
PERSONAL LOANS
Receive a set amount of funds up front
Pay it back on a schedule
No ongoing commitment once funds are paid back
LINE OF CREDIT
Access your money when you need it
Pay it back on your schedule or just pay interest monthly
Pay it down as often as you want to reuse the freed up funds
Get started with a loan your way
Apply Online
Complete your digital loan application with Coastal Community
Apply in branch
Book an appointment online for the branch of your choice
Chat online
Helpful experts are a mouse click away
Affordable Personal Loan Rates
5-year fixed (secured)
8.45%
1-5 year variable (secured)
7.45%
COASTAL COMMUNITY PERSONAL LOANS
How much can I afford?
Estimate your loan payments and determine how much you can afford
FOLLOW THESE STEPS TO SEE YOUR RESULTS:
STEP 1:
Enter your loan amount
STEP 2:
Enter payment frequency
STEP 3:
Enter loan term and interest rate
STEP 4:
View results
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We are grateful to have the opportunity to live, learn, work and play in their traditional and unceded territories.
© Copyright 2025 Coastal Community Credit Union