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A little help for your goals

Fast & flexible loans at a competitive rate

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What goal are you reaching for?

 
Whether it's time for a new car or a kitchen remodel, a personal loan can bring your vision to life.

How can a personal loan help?

Here are six ways you can use a personal loan to help you:



Buy a vehicle 
 

Get an auto loan with competitive terms and rates to buy the car of your dreams.


Renovate your home
 

Use a home reno loan to help with home improvement projects that need funding up front.


Reduce your debt payments 

Combine your debts into one easy to manage loan with lower payments to save money.


Top up your RRSP
 

Catch up on contributions while having more money growing tax-free with an RRSP loan.


Go to school 
 

Finance your studies and other school expenses and get great rates with a flexible repayment plan.


Pay for your wedding
 

Talk to us about how a loan can reduce the stress of planning your special celebration.

 
Join us and apply for a loan

MEMBERSHIP & LOAN APPLICATION
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Join us and apply online for up to $5,000

Open a membership with Coastal Community and get a loan approved in as little as 10 minutes.

The details:

  • Get up to $5,000 cash deposited in 10 minutes!
  • For amounts over $5,000, one of our advisors will contact you
  • Enjoy a convenient online membership and loan application process
 
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COASTAL COMMUNITY PERSONAL LOAN

Flexible terms tailored to your situation

Get instant access to the money you need to reach your goals. Customize the loan to fit your needs and achieve financial freedom faster by making extra payments. 

Coastal Community Personal Loan features:

 Choice of fixed or variable rates

 Customizable terms and payment schedules

​ No penalties to pay out early

 

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WORKING WITH AN ADVISOR

Work with an expert to get the right loan for your goals

Whether you’re consolidating debt, making a major purchase or remodelling your home, an advisor can help you:

 Decide whether to secure your loan with collateral

 Choose the best terms for you

​ Create an affordable payment schedule

 

Personal loan or line of credit?

Two different solutions for your borrowing needs. Here’s the breakdown:

PERSONAL LOANS

 

 Receive a set amount of funds up front

 Pay it back on a schedule

 No ongoing commitment once funds are paid back

LINE OF CREDIT

 

 Access your money when you need it

 Pay it back on your schedule or just pay interest monthly

 Pay it down as often as you want to reuse the freed up funds

Get started with a loan your way

Apply Online

Complete your digital loan application with Coastal Community

Apply in branch

Book an appointment online for the branch of your choice

Chat online

Helpful experts are a mouse click away



Affordable Personal Loan Rates

5-year fixed (secured)

8.95%

1-5 year variable (secured)

7.95%

COASTAL COMMUNITY PERSONAL LOANS

How much can I afford?

Estimate your loan payments and determine how much you can afford
 

FOLLOW THESE STEPS TO SEE YOUR RESULTS:

STEP 1:

Enter your loan amount

 

STEP 2:

Enter payment frequency

 

STEP 3:

Enter loan term and interest rate

 

STEP 4:

View results