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No Fee Cashback Business Mastercard

No Fee Cash Back Business Mastercard®

Earn rewards1 - simply and easily

 

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Use your card, get rewards1

 
For every dollar you spend on business purchases, earn rewards for your company.1

 
Balance Transfer

BALANCE TRANSFER OFFER
Balance Transfer Promo

0% Balance Transfer Rate* Offer

Save more when you transfer your balances to a Coastal Community credit card with an exclusive 0% interest rate for nine months!*

Offer details:

  • Special promotional rate of 0% for 9 months*
  • Cardholders will only be subject to a one-time balance transfer fee of 2% of their balance*
  • Applies to all personal and business cards except the US Dollar card*
  • Runs from now until the end of 2025*
  • Each balance transfer must have a minimum value of $500*
 
Cash Back Business Credit Card

NO FEE CASH BACK BUSINESS MASTERCARD®

Earn rewards on business purchases1

The smart and simple way to make the most of your company’s spending. Earn statement credit on your purchases3—with no annual fee.

Card features:

  • Annual fee: $0
  • Interest rate2 (purchases): 19.99% Fixed
  • Purchase protection and extended warranty4

Rewards:

  • Earn 0.5 points for every $1 spent on business purchases—same with your employee cards!1
  • Cash back applied in the form of a deposit into your Chequing or Savings account OR as a credit on your statement3

More than just cash back

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Purchase protection4

Merchandise is insured for 90 days if lost, damaged or stolen4

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Double your warranty4

The manufacturer’s warranty is doubled on purchases made with your card4

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Zero liability fraud protection5

Protection against unauthorized transactions (with certain conditions)5

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Fraud protection alerts

Get real-time fraud text alerts for greater security against fraud

APPLY ONLINE

Your perfect card is just a few clicks away

Applying online is quick and easy. Just fill in the simple application form. Here’s how it works:

 Fill in the required info including Business Registration Number & annual revenue

 Supply any additional information (if requested)

​ Once approved, receive your card in 7-10 business days

Our credit card partner: Collabria® Financial

 
Offering first-class cards and first-class service to tens of thousands of Canadians.

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24/7 Cardholder service

Get support when you need it, including online access to your account.

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Fraud monitoring

Relax with 24/7 monitoring & protection services for your card.

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Generous rewards program

The ultimate selection including flights, tickets merchandise & more

ONLINE SUPPORT

Not finding what you're looking for?

Let one of Island-based experts help. 

 Chat with a representative online now

Not quite the right credit card?

 Take me to a credit card that has:

 

 More rewards

 A lower interest rate

 

 

*Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/offers/transfer2025.aspx for more details.

**Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/offers/centragold2025.aspx for more details.

Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_coastal-community-credit-union/benefits/mastercard-benefits/mastercard-benefits/ for more details.

1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

2 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.

3 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.

4 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

5 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:

    1. You have used reasonable care in protecting your card from loss or theft; and
    2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

® Mastercard, World, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria trademark is Collabria Financial Services’ property.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.