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You only have one life - don’t leave things to chance

A solution that brings peace-of-mind

​Ensure what matters is insured for the future

​A properly constructed insurance plan can mean the difference between leaving your family financially secure or with unwanted debt that can last for years.

How can we help you today?

​Talk to one of our experts to find the best solutions for your short and long-term needs at every stage of life.

Term Life Insurance

Get simple and affordable options for your family

Permanent Life Insurance

Solutions for lifetime coverage with fixed premiums

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Universal Life Insurance

Options for permanent insurance with tax-deferred savings

Read more below

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Term Life insurance

Simple and affordable solutions

Get coverage to protect your family, whether you have debts, want to cover your child’s education or replace lost income.

Term Life features :

 Choice of solutions to fit your needs and budget

 Less expensive premiums than permanent life insurance

 Premiums that increase upon renewal

 Coverage with an expiry date to cover temporary needs

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Permanent Life insurance

Comprehensive coverage for long-term needs

Choose coverage to protect your family, from topping up retirement income to protecting your estate from taxes.

Permanent Life features :

 Lifetime coverage

 Security of fixed premiums 

 Premiums that can build equity

 Solutions for long-term needs like retirement planning 

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Universal Life insurance

Permanent protection with tax-deferred savings options

Get Universal Life options for your permanent insurance needs, such as estate and retirement planning, with options for tax-deferred savings.

Universal Life features :

 Flexible options for a variety of permanent insurance needs

 Different premium levels

 Choices of various death benefit options, investment accounts and premium levels

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FROM THE LEARNING CENTRE

When should you fine tune your insurance protection?

Major life events bring changes that often call for a review of your financial plan.

​Make an appointment with an advisor

 

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Chat Online

Chat online with an insurance representative to assess your needs and help you save



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Visit an insurance location

Visit us at one of our 16 island insurance locations to assess your needs and help you save



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Talk with us

Book a phone appointment with an insurance representative to assess your needs and help you save


*Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd.
** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.