Term Life Insurance
Get simple and affordable options for your family
A solution that brings peace-of-mind
A properly constructed insurance plan can mean the difference between leaving your family financially secure or with unwanted debt that can last for years.
Talk to one of our experts to find the best solutions for your short and long-term needs at every stage of life.
Term Life Insurance
Get simple and affordable options for your family
Permanent Life Insurance
Solutions for lifetime coverage with fixed premiums
Universal Life Insurance
Options for permanent insurance with tax-deferred savings
Read more below
Get coverage to protect your family, whether you have debts, want to cover your child’s education or replace lost income.
Term Life features :
Choice of solutions to fit your needs and budget
Less expensive premiums than permanent life insurance
Premiums that increase upon renewal
Coverage with an expiry date to cover temporary needs
Choose coverage to protect your family, from topping up retirement income to protecting your estate from taxes.
Permanent Life features :
Lifetime coverage
Security of fixed premiums
Premiums that can build equity
Solutions for long-term needs like retirement planning
Get Universal Life options for your permanent insurance needs, such as estate and retirement planning, with options for tax-deferred savings.
Universal Life features :
Flexible options for a variety of permanent insurance needs
Different premium levels
Choices of various death benefit options, investment accounts and premium levels
Major life events bring changes that often call for a review of your financial plan.
Visit an insurance location
Visit us at one of our 16 island insurance locations to assess your needs and help you save
*Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd.
** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.
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