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Protect your largest investment: your home

Get the right coverage from local experts

    Let us recommend the right coverage

     
    By understanding your whole picture, we recommend the right options for your specific needs, saving you money in the process.

     

     

    How can we help you today?

     
    Insurance for homeowners and renters, protecting you from loss from events like earthquakes, fire and floods.

     

    Select insurance type to read more below

     
    Book an Appointment

    BOOK AN APPOINTMENT
    Yellow Line

    Connect with an Insurance Advisor

    Need to renew or change your property insurance with us? Avoid waiting on hold and schedule a phone or in-person appointment with an Insurance Advisor when it's convenient for you.

     
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    DETACHED HOME INSURANCE

    Detached home and personal contents protection

    Keep your home, your family and your personal possessions secure. Choose from a variety of homeowners' insurance options with peace-of-mind features and options. 

    Detached home insurance features:

    • Replacement cost on buildings and personal belongings
    • Coverage includes voluntary medical payments & property damage
    • Personalize your policy with options for earthquake, home-based businesses and more
    • A variety of discounts available to save you money
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    CONDOMINIUM INSURANCE

    Worry-free protection for condominium owners

    Protect yourself from significant expenses not covered by your condominium association's insurance. A wall-to-wall policy will cover burglary, water damage or injury to a visitor.

    Condominium insurance features:

    • Replacement cost on your personal belongings
    • Unit Improvements & Betterments coverage to cover your renovations/enhancements
    • Loss Assessment & Unit Protection to protect you in the event of inadequate strata plan insurance or assessment levies
    • Protection for voluntary medical payments and property damage
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    MOBILE HOME INSURANCE

    Simple insurance solution for mobile homes

    We know mobile home owners have the same concerns as any other home owners. Make sure you get a policy that brings you peace of mind. 

    Mobile home insurance features:

    • Replacement cost on buildings and personal belongings
    • Coverage includes voluntary medical payments & property damage
    • Options for earthquake, home-based businesses and more
    • Discounts — Available for senior & mature ages, no claims, new home, mortgage-free, and alarm & security systems
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    TENANT INSURANCE

    Cost-effective coverage for renters

    Get the protection you need with a tenant's package policy to cover concerns like loss or damage to your personal possessions and personal liability insurance.

    Tenant insurance features:

    • Replacement cost coverage on your personal property
    • Coverage includes voluntary medical payments & property damage
    • Options for earthquake, home-based businesses and more
    • Discounts — Available for senior & mature ages, no claims, new home, mortgage-free, and alarm & security systems
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    COASTAL COMMUNITY INSURANCE SERVICES

    Let us show you how to save on your insurance

    We'll work with you to understand and anticipate your complete needs. Our island-wide network of experts will find ways to help you save, including:

    • ​Senior and mature ages
    • No claims
    • New home

    • Mortgage-free
    • Alarm and security systems
    • Multi-policy discount to add car 

    Monday-Friday 8:00am-7:00pm. Saturday 8:30am-4:00pm
     
    Insurance Connect

    INSURANCE CONNECT

    24/7 access to the insurance features you need

    We’ve got you covered with our new online insurance portal & mobile app. Take care of your insurance needs whenever and wherever with Insurance Connect. 

    Insurance Connect lets you:

    • ​Report a claim or review your claim’s status
    • Easily and securely access or download your insurance documents
    • Make changes to your policy or pay your insurance bill 

     
    *Not available for ICBC Autoplan

    Connect with us and save

     

    Chat online

    Chat online with an insurance representative to assess your needs and help you save

    Visit an insurance location

    Visit us at one of our 16 island insurance locations to assess your needs and help you save

    Talk with us

    An insurance representative is standing by to assess your needs and help you save

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    FROM THE LEARNING CENTRE

    Three insurance tips for sunny days

    Following these seasonal tips will help you sit back and unwind in the sunshine.

    *Home, vehicle, marine and travel insurance services provided through Coastal Community Insurance Services (2007) Ltd., an affiliate of Coastal Community Credit Union.
    ** Life, Health disability and critical illness insurance services offered through Coastal Community Financial Management Inc.