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Applying for a loan online? How to make it faster and simpler

 
January 17, 2020  2 minute read

 
Plus, we answer the 'what happens after I apply' question

In the amount of time (or less!) that it takes to watch your favorite sitcom, you can apply for a Coastal Community loan online. It’s easy to make the process faster and simpler—just make sure you have some necessary information on hand first.

What to have on hand before you apply

  • Your Social Insurance Number (SIN)
  • If applicable, your co-applicant’s SIN, date of birth, employer’s name and phone number
  • Monthly expenses such as rent, mortgage payments, alimony, etc.
  • Assets including bank accounts, investments, vehicles, real estate etc.
  • Liabilities including car payments, loans, credit card debt, etc.

Ready to apply online? Login to online banking to have your application autofilled. Or access any of our loan applications below:

What happens next?

Once you submit your completed application, our experts will follow up within one business day based on your contact preference (phone or email) to confirm the application was received and to discuss next steps. From start to finish, we can set up your loan, get your signature and answer any of your questions without having you come into a branch. Of course, if you prefer to connect with us in-person at any time during the process, you're welcome to drop by any of our 24 locations across Vancouver Island and the Gulf Islands. We love a good conversation!

Not a Coastal Community member?

You don’t need to be a member to fill out a loan application. But the time will come when you’ll need to join as a member. At Coastal Community we focus on building a trusting relationship with you that leads to your improved financial health. See more reasons to join here.