It’s good to see you
Welcome to local banking for Vancouver Island and the Gulf Islands.
What do you need?
Whatever brings you here, we’re ready to help make managing your money a little easier.
Featured offers and opportunities
Up to $130 with a Collabria Credit Card
Take advantage of this offer to receive a rebate of the first-year annual fee in your primary card.
Up to $2,000 cash back with Qtrade
Get up to $2,000 cash back and $0 commission when you open / fund a Qtrade investing account.
Up to $3,500 cash back with a mortgage
Get up to $3,500 cash back when you get a mortgage with Coastal Community Credit Union.
For your financial health
Practical advice, local insights and simple money tips to help you feel more confident about your money—whatever stage of life you’re in.
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How to budget when your income changes every month
If your income rises and falls throughout the year, budgeting can feel like a waste of time. We’ve put together…
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Should you keep saving for retirement when everything feels expensive?
When day-to-day costs rise or an unexpected bill arrives, it can be tempting to put retirement savings on hold. Here’s…
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How to talk to young adults about money
From that first real paycheque to managing spending to saving for a car or a weekend in Tofino, here’s how…
POST-SECONDARY BURSARY FUND
Let us help you with your post-secondary plans!
Apply for a $1,000 bursary to help with your education at an accredited post-secondary institution. You must:
- Be a current resident of Vancouver Island or the Gulf Islands
- Be no older than 24 at any point in 2026
- Plan to attend an accredited post-secondary institution in the winter semester of 2026 as a full-time student
Featured calculators and tools
Estimate mortgage payments, compare borrowing options, and plan your savings with easy-to-use calculators.
Mortgage calculator
Estimate your mortgage payments in minutes.
Loan
calculator
See what your loan payments could look like.
RESP
calculator
See how your education savings can grow over time.
Retirement calculator
Estimate how much you may need for retirement.
Why bank with us?
Be a part of something more. We’re a 100% member-owned and Island-based organization, committed to the financial health of you and our communities.
Questions? We’re here to help.
Thinking about becoming a member? Exploring your banking options? Here are answers to some common questions.
What makes a credit union different from a bank?
Credit unions are owned by their members, not shareholders. That means our focus is on helping members succeed while supporting stronger local communities.
Do I have to pay to become a member?
Membership requirements vary depending on the account you open, but joining Coastal Community is simple and gives you access to our full range of products, services and local expertise.
Does Coastal Community offer the same services as a bank?
Yes. We offer everyday banking, mortgages, loans, business banking, investments, credit cards, online banking and mobile banking, along with local, personalized service.
Is my money protected?
Eligible deposits are protected through BC’s credit union deposit guarantee, giving you confidence that your money is safe.