FIRST HOME SAVINGS ACCOUNT (FHSA)
Learn how an FHSA can help you save for a mortgage.
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Credit Cards
Mortgages
Loans & Credit Lines
APPLY FOR A LOAN UP TO $20K
APPLY FOR A LOAN UP TO $20K
Existing members can apply online for a personal loan up to $20,000. Simply log in to online banking, click Account Services and Apply for Loan.
Investing & Retirement
Bank Happy
Turns out it feels kind of nice to get competitive rates, some flexibility, and to put money back into your community
Turn that frown upside down
A lot of people don't like where they bank. But talk to our members and you'll hear a very different story. From products and services that meet your needs to advice and tools that help you make informed decisions, find your happy place with us.
Flexibility that fits your
life and life stage
Rates that aim to
keep you smiling
Local focus that keeps your
money close to home
Why Join Coastal Community?
It's simple — we're in the business of helping you do great things. You can expect expert advice, great service and a full range of financial services. And because we are 100% member-owned, you get an equal share and an equal say on what matters to you.
Bank where and
when you want
Mobile Banking, online chat, smartphone cheque deposit, customer alerts. We've got it all.
Browse digital banking tools >
The joy of local
banking
We're 100% Island-based, so we keep our jobs, earnings, and community efforts local.
See what community means to us >
From Port Hardy
to Victoria
With 30+ Island locations and weekday 8am-7pm phone access, we're ready to help you bank happy.
Discover ways to bank with us >
Switching has never
been easier
We'll move recurring payments and direct deposits for you. Win-win = grin-grin.
Find out how to move your banking >
Unlimited banking freedom
24/7
access
Bank through online, mobile & telephone banking
4000+ ATMs
Canada-wide
Access to our Canada-wide ding-free ATM network.
Deposit
AnywhereTM
Deposit cheques with a photo through our app
Interac e-
Transfers
The fast, secure way to send, request & receive money
NEW MEMBER LOAN APPLICATION
Join us and apply online for up to $5,000
Open a membership with Coastal Community and get a loan approved in as little as 10 minutes.
The details:
- Get up to $5,000 cash deposited in 10 minutes!
- For amounts over $5,000, one of our advisors will contact you
- Enjoy a convenient online membership and loan application process
See what everyone’s so happy about
We're more than just the largest Island-based financial services organization.
All the latest digital banking solutions
Ready for a conversation about your financial health?
Local deposits = local good
Learn how your deposits help your neighbours and local businesses >
SOME CHOICES MATTER
Choose to be a part of something bigger, not just something big
What financial institutions do with your money matters. So be a part of something worthy of your choice. When you join a credit union, you're choosing more for your money:
- Your money gets put to work helping to build stronger communities
- Your money is reinvested as loans for Island homeowners and local businesses
- Your money stays local, to help do great things right here
SPECIAL COMMUNITY FUNDING
Sharing our success with one-time special funding!
Coastal Community has distributed $1.6 million to benefit community initiatives across Vancouver Island and the Gulf Islands.
- The one-time funds were due to an exceptionally strong year in 2022 and distributed in 2023
- The funds are helping make a visible and meaningful difference in our Island communities
- Members had input on allocating the money; food security and affordable housing were among their top concerns
- Learn how community organizations are using the money — see our Sharing Our Success page!
Why bank with us?
Get a warm, fuzzy feeling from being part of something… more. We're a 100% member-owned and Island-based organization, committed to the financial health of you and our communities.
Coastal Community Credit Union is authorized by the BC Financial Services Authority and is coverd by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
Connect with Coastal Community
We're here for you.
SECURITY & PRIVACY
Together, let's do great things.
Coastal Community Credit Union acknowledges and respects that we are located on the Lands of the Coast Salish, Nuu-chah-nulth and Kwakwaka’wakw ancestors and families, whose historical relationships with the Land continue to this day. We continue to work toward building relationships with the Indigenous Peoples of this Land.
© Copyright 2025 Coastal Community Credit Union